Food & Beverage

Protecting producers, distributors, and retailers from paddock to plate.

From paddock to plate, the food and beverage industry runs on precision, passion, and timing. One small disruption, a refrigeration failure, a supply chain delay, or a contamination issue, can ripple through your entire business.

We help food and beverage businesses protect their operations, reputation, and revenue with insurance programs designed around the realities of your industry. Whether you’re a café owner, restaurant operator, brewer, or manufacturer, we deliver clarity and protection that keeps your business thriving.

Key Coverages

Comprehensive protection tailored to your industry's unique risks and requirements.

  • Covers your premises, stock, and equipment against fire, storm, theft, or accidental damage.

  • Protects against injury or illness claims from customers, suppliers, or the public.

  • Keeps your business running by covering loss of income and expenses after an insured event.

  • Covers essential kitchen and refrigeration equipment against sudden mechanical or electrical failure.

  • Protects your business from the financial impact of recalling unsafe or contaminated goods.

  • Covers directors and key decision-makers from claims of mismanagement or regulatory action.

  • Protects against data breaches, ransomware, and online payment fraud in modern ordering systems.

  • Covers delivery vans, catering vehicles, and distribution fleets against accidents, theft, and third-party liability.

  • Covers goods in transit by sea, air, or land, against loss, damage, or theft. Essential for importers, exporters, and distributors managing perishable or high-value shipments.

  • Mandatory protection for staff in the event of injury or illness, both at work and while travelling to or from.

GET A FREE INSURANCE REVIEW

Safeguard your reputation, product and your people.

No obligation. No cost. A member of our team will be in touch within one business day.

From cafés and restaurants to manufacturers and distributors, we deliver end-to-end insurance solutions that protect your production, logistics, and supply chain, keeping your business fresh, compliant, and resilient.