Professional & Business Services
Protecting your advice, operations, and reputation.
Who we work with
Key coverages
The coverages below represent the most common protections for professional services businesses. Every program we build is tailored — speak with us to discuss your full requirements.
Professional Indemnity
Protects against claims of error, omission, or negligence in the professional advice or services you provide.
Cyber
Coverage for data breaches, cybercrime, and system attacks, helping you recover quickly and protect client information.
Public & Product Liability
Covers injury or property damage claims involving clients, visitors, or third parties.
Management Liability
Protects directors, officers, and decision-makers against claims of mismanagement, breach of duty, or regulatory investigation.
Additional coverages available including Property & Equipment, Corporate Travel, Motor, and Workers Compensation. Contact us to discuss your specific needs.
In professional services, trust is everything. Your clients rely on your expertise — and even a small error, dispute, or data breach can have serious consequences. From professional indemnity to cyber protection and employee safety, the right insurance helps you focus on what you do best while we manage the risk.
Why use a broker
We work for you. Not the insurer.
Market access
We approach multiple leading Australian and international insurers on your behalf — not just one. You get the best cover at the most competitive price.
Independent advice
Our recommendations are unbiased. We have no allegiance to any insurer — only to finding the right solution for your business.
Claims support
When a claim happens, we advocate on your behalf at every step. You are not dealing with insurers alone.
The average cost of a data breach in Australia. Professional services firms are increasingly targeted because of the sensitive client data they hold — over 43% of cyberattacks target small and medium businesses. Cyber insurance is no longer optional.
Common questions
What you need to know
How much does professional indemnity insurance cost for a consultant?
For a sole trader consultant, premiums can start from around $800–$1,500 per year. For larger firms, premiums vary based on your revenue, profession, and risk profile. The best way to get an accurate figure is to speak with us directly — we approach multiple insurers to find the most competitive terms.
Do I need PI insurance even if I have a contract in place?
Yes. A contract can limit your liability in some situations but it does not prevent a client from making a claim against you. Legal defence costs alone can run into tens of thousands of dollars — even if you ultimately win the case.
What is the difference between professional indemnity and public liability?
Professional indemnity covers claims arising from your advice or professional services. Public liability covers claims for physical injury or property damage to a third party. Most professional services businesses need both — and we can arrange a combined program efficiently.
How quickly can I get covered?
In most cases we can have a proposal back to you within 24–48 hours and have cover in place the same day you are ready to proceed.
Key Insurer partners
